# Family Assets > A private net worth tracker for your family's investments, property and debts, on iPhone and iPad. Family Assets keeps the family books in one private place: investments with the returns they really made, debts with their rates and terms, and the one number that adds them up. It all stays on your device and in your iCloud. - Web page: https://wizeyes.com/family-assets - Developer: WizEyes Tech Inc. (support@wizeyes.com) - Category: Finance - Platforms: iPhone, iPad, iOS 17.0 or later ## The family books, balanced. ### One number for the household The Net Worth tab adds every asset and takes away every debt, converted to your base currency. Its history steps along as you record values, over 3 months, a year, five years or all time. Touch the chart to see assets and debts on any day. ### Returns that count every dollar in Log what you do: Buy, Sell, Dividends, Fees, Taxes or your own kinds of activity, plus the market value from time to time. Each investment, and the whole portfolio, shows its XIRR, a yearly return that weighs when money went in and came out. ### Debts, with their terms Keep each mortgage, loan or card with its rate, fixed or variable, and every term it has had. A debt is flagged 120 days before its term ends, with a Renew button. Track the balance from your statements, or from what you borrowed and repaid. ### Pay it down, or invest? Debt vs. Investments lines up what each debt costs against what your portfolio has returned, and marks the ones above your return. You see the average cost of your debt and the interest it adds up to each year. ### Every currency, at its day's rate Hold assets in any currency. Family Assets fetches daily reference rates from the European Central Bank, back to your earliest activity, and converts each cash flow at the rate on its date. Rates you enter by hand are never overwritten. ### Yours to take Export All Data to CSV writes every activity, market value and balance to one spreadsheet file, with its currency, the rate used and the amount in your base currency. ## From scattered statements to one bottom line. 1. **List what you own and owe.** Add each investment under Assets, with a category and currency, and each mortgage, loan or card under Debts, with its rate and term. 2. **Record as you go.** Add activities like Buy and Dividends, and a market value now and then. For a debt, enter the balance from each statement. 3. **Read the bottom line.** Net Worth shows where the family stands and how it got there. Rebalance and Debt vs. Investments show where to put the next dollar. ## Your family's numbers stay in the family. Family Assets has no account and no WizEyes server, and never asks for a bank login. Your records are stored on your iPhone or iPad and synced through your own iCloud, so they're on every device you use and nowhere else. - No sign-up, no WizEyes account, no bank login. - Stored on your device and in your iCloud, nowhere else. - Exchange-rate updates send only currency codes and dates, and can be turned off. - No analytics, no ads, no tracking. ## Frequently asked questions ### Does it connect to my bank or brokerage? No. You enter activities, market values and balances yourself, so Family Assets never needs a login. Most families update a few numbers a month. ### What is XIRR? A yearly rate of return that takes into account when each amount went in or came out, so money added last month doesn't count as if it had been invested all year. Family Assets works it out from your activities and latest market value, beside the plain change in value. ### How does rebalancing work? Give a category, like Stock or Bond, or a single investment a target share of the portfolio and a threshold. Rebalance shows how much to buy or sell to reach each target, in your base currency, and says On Target while you're within the threshold. ### Can I track a mortgage renewal? Yes. Give a debt a term with its rate, fixed or variable, and an end date. It's flagged 120 days before the term ends, and Renew starts the next term. Rate changes in a variable term are kept as a history. ### Can I hold assets in more than one currency? Yes. Pick a base currency and give each investment or debt its own. Family Assets updates rates daily from the European Central Bank via the Frankfurter service, and converts each cash flow at the rate on its date. For currencies it doesn't cover, enter the rates yourself. ### Does it sync between my iPhone and iPad? Yes, through your iCloud account. Anything you add on one device shows up on the others. ### Can I get my data out? Yes. In Settings, Export saves everything to a CSV file you can open in Numbers, Excel or any spreadsheet app. ### Does it give financial advice? No. It records your numbers and does the arithmetic: returns, conversions, targets and interest. Decisions are yours, and a qualified adviser can help with them. ### What do I need? An iPhone or iPad running iOS 17 or later. ## Privacy Policy Last updated 2024-05-29. Canonical page: https://wizeyes.com/family-assets/privacy ### Introduction Welcome to FamilyAssets. This Privacy Policy explains how we handle your personal information and data. The policy is applicable to the FamilyAssets app available on iOS devices. ### Information Collection and Use It is important to note that our app is designed to store all your data locally on your device or on your iCloud account. We do not collect, transmit, or store any personal information through FamilyAssets. ### Data Storage and Security All data entered into FamilyAssets is stored locally on your device and can be synced with your iCloud account. We do not have access to any of the data you store in the app, and we do not store or transmit your data to any external servers. ### iCloud If you enable iCloud syncing, your data will be stored in your iCloud account and will be subject to Apple iCloud Terms and Conditions and Privacy Policy. ### Changes to This Privacy Policy We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page. ### Contact Us If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at support@wizeyes.com. ## Disclaimer Family Assets is a record-keeping app. It doesn't give financial, investment or tax advice. Exchange rates are reference rates from the European Central Bank via Frankfurter, for information only. Amounts on this page are samples. iPhone, iPad and iCloud are trademarks of Apple Inc.